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Down Payment Gift Programs
A down payment gift program allows a person to buy a home if they cannot afford the down payment. These companies, listed below, all run down payment gift programs for people wanting to buy a new home but without access to a down payment.
- AmeriDream
- Online application: Yes
Processing fee: up to $500
Tel: (866) AMERIDREAM (263-7437)
Website: http://www.ameridream.org
- Gift America
- Online application: cannot apply online, but forms are available
Processing fee: 3.75% of purchase price or $500
Tel: (301) 231-0028
Website: http://www.giftamerica.org
- Homes for All Program
- Online application: Yes
Processing fee: unknown
Tel: 1-877-819-HELP (4357)
Website: http://www.ezdownpayment.com/gift
- Nehemiah Program
- Online application: Yes
Processing fee: No more than 1% of sale price
Tel: 1-877-634-3642
Website: http://www.getdownpayment.com
- Home Gift USA
- Online application: Yes
Processing fee: $325 ($300 for new homes)
Tel: 877-414-GIFT (4438)
Website: http://www.homegiftusa.com
- RealtyAmerica.org
- Online application: Yes
Processing fee: .75% of sale price
Tel: 1-888-708-6005
Website: http://www.realtyamerica.org
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